121M+Total Funded
Average annual return across funded loans
Skip the middleman and fund borrowers who need capital
Invest directly in real opportunities
Built for active investors
Track your portfolio, monitor returns, and diversify across borrowers from one dashboard that puts you in control of every decision
10.6M+Interest paid
Active investors funding opportunities monthly
1.8K+Funded projects
Total funded through the platform since launch
44.2K+Registered investors
Average time to fully fund a listing
€2.0M +Provision Fund
Loan default rate over the past 12 months
Investors receiving payouts
Investors who received at least one interest payment each month.
Rated 4.5 / 5 based on 779 reviews. Showing our 4 & 5 star reviews.
How the platform works
From browsing listings to collecting repayments in six steps
Browse vetted loan requests
Examine borrower information and assigned risk levels to make informed lending decisions
Filter by loan purpose, term length, interest rate, and credit grade before committing funds
Choose your investment amount
Start with as little as $25
Spread your capital across multiple borrowers to reduce exposure to any single default
Fund listings you trust
Commit funds before the deadline
Loans only fund if they reach the minimum threshold, protecting you from partial commitments
Track repayments in real time
See principal and interest updates
Monthly repayments flow into your account automatically as borrowers pay back their loans
Reinvest or withdraw anytime
Move funds back to your bank
Withdraw available balance or set up auto-invest to keep your capital working across new listings
Manage late payments
Access collection support if needed
The platform handles recovery efforts when borrowers miss payments and reports updates to your dashboard
Why investors choose this platform
Direct access to borrower details, transparent fees, and full control over which loans you fund and when you exit
0% Higher returns than savings accounts
No fees for deposits, investments or withdrawals.
28,003 +Choose your own risk level
A growing community built around transparent investing.
€1,712 +Transparent borrower vetting process
Average amount invested by active users each month.
€139 +Monthly cash flow from repayments
Average interest paid to active investors each month.
Current featured opportunities
High-demand loans with verified income, strong credit history, and short repayment windows
Wholesale Electronics
Supplies consumer electronics to major retailers and telecomes like Technomarket and Magnum-D
- Loan Amount
- €600,000
- Term
- 16 months
- Yield (APR)
- 15.1%
JINTEKI
Processes, freezes and dries fruits and vegetables in a modern, fully equipped organic-focused production facility
- Loan Amount
- €900,000
- Term
- 14 months
- Yield (APR)
- 14.9%
Datra Ltd
Supply, installation and maintenance of agricultural and food equipment
- Loan Amount
- €950,000
- Term
- 12 months
- Yield (APR)
- 14.6%
Investment Calculator
Future value in 6 years€8000
Start with €50
Average annual return17.6%
Earned return€460
Promotions€0
Estimated returns based on target rate of 14.6% APY. Actual returns may vary. Past performance does not guarantee future results.
Full control over your portfolio
Filter, compare, and manage every investment from a single interface
Set custom investment criteria
Define loan grade, term, rate, and purpose before auto-investing kicks in
Monitor portfolio performance
Track total returns, active loans, and repayment status in real time
Export transaction history
Download statements for tax prep or personal record-keeping anytime
Adjust diversification settings
Limit exposure per borrower or spread investments evenly across risk grades
Pause or resume auto-invest
Stop new commitments instantly if you want to review strategy or withdraw funds
Access borrower communication logs
See platform notes on late payments or repayment plan adjustments
Get alerts for key events
Receive email or SMS when loans fund, payments arrive, or issues arise
Sell loans on secondary market
List active loans for other investors if you need liquidity before maturity
Access the secondary market
Buy performing loans from other investors at a discount or sell your own holdings before the term ends when you need cash fast
Browse market
Platform stats at a glance
Thousands of investors funding millions in loans each month with transparent performance data updated daily and accessible from your dashboard
€12M+ +Secondary Market volume
Borrowers funded in the past 90 days
9,308+ +Secondary Market participants
Repeat investors actively funding new loans
Get started in three steps
Open an account, deposit funds, and start funding loans today
Create your investor account
Verify identity and link bank
Deposit funds to invest
Transfer from checking or savings
Select loans and commit capital
Browse listings and fund borrowers
Rewards for active investors
Earn cashback on servicing fees, priority access to high-demand loans, and bonus interest when you fund consistently
Fee discounts after six months
Reduced servicing costs for active portfolios
Early access to new listings
Preview loans before public launch
Referral bonuses for new investors
Earn credit when friends fund loans
VIP support line for large portfolios
Dedicated account manager after $50k invested
Join the investor community
About the platform
We connect investors with borrowers who need capital for personal projects, debt consolidation, or small business expenses. Every loan is vetted, graded, and backed by transparent data so you can make informed decisions without hidden fees or complex terms.
How we keep things transparent
Every borrower profile includes credit score range, income verification status, loan purpose, and full repayment history. Fees are shown upfront before you commit funds. Performance reports update daily and export as CSV. We publish platform-wide default rates quarterly and never hide loan outcomes.
- Published default rates by loan grade
- Real-time borrower credit updates
- Full fee breakdown before funding
- No hidden charges on withdrawals
- Public performance data for all investors
- Loan outcome reports every quarter
Collateral and the
Provision Fund help reduce certain risks, but do not eliminate investment risk.
Common questions about investing
Investors can start with as little as $25 per loan, making participation accessible regardless of capital size. This low entry point allows diversification across multiple borrowers without requiring substantial initial outlay.
All loan requests undergo review before listing on the platform. Each borrower receives a risk rating and credit grade that investors can examine alongside purpose, term length, and interest rate when making funding decisions.
The platform manages collection efforts on behalf of investors when payments are missed. Dashboard updates track recovery progress, and investors can access collection support as needed throughout the process.
Monthly repayments deposit automatically into investor accounts as borrowers pay principal and interest. Investors monitor these transactions in real time through their dashboard.
Investors can withdraw available balance at any time by transferring funds back to their bank account. Alternatively, auto-invest can be configured to redeploy capital into new listings automatically.
Loans only activate if they reach the minimum funding threshold before the deadline. This protection ensures investors avoid partial commitments and borrowers receive their full requested capital.