121M+Total Funded
Average annual return for diversified investors
Fund loans directly and build a portfolio that earns interest
Invest in People, Earn Real Returns
Why Investors Choose P2P Lending
Real numbers from active lenders across the platform
10.6M+Interest paid
Active borrowers funded by platform investors
1.8K+Funded projects
Total capital deployed through peer-to-peer loans
44.2K+Registered investors
Average time from signup to first investment
€2.0M +Provision Fund
Portfolio diversification across multiple loan types
Investors receiving payouts
Investors who received at least one interest payment each month.
Rated 4.5 / 5 based on 779 reviews. Showing our 4 & 5 star reviews.
How P2P Lending Actually Works
From browsing borrowers to collecting monthly payments
Browse Loan Listings
Filter by risk grade and purpose
See borrower profiles, credit scores, and loan details
Choose Your Loans
Invest as little as needed
Pick individual loans or use auto-invest tools
Fund the Borrower
Your capital goes directly to them
Loan activates once fully funded by investors
Earn Monthly Returns
Principal plus interest paid back over time
Track performance and reinvest or withdraw anytime
Diversify Risk
Spread capital across dozens of loans
Reduce impact of any single default
Reinvest or Withdraw
Use returns to compound or cash out
Full control over your capital at all times
Why P2P Beats Traditional Savings
Better returns without giving up control or transparency
0% Earn higher interest than savings accounts or bonds
No fees for deposits, investments or withdrawals.
28,003 +Choose exactly who you lend to and why
A growing community built around transparent investing.
€1,712 +See real borrower data before every investment decision
Average amount invested by active users each month.
€139 +Start small and scale as you learn
Average interest paid to active investors each month.
Featured Loan Opportunities
Browse vetted borrowers looking for funding right now
Wholesale Electronics
Supplies consumer electronics to major retailers and telecomes like Technomarket and Magnum-D
- Loan Amount
- €600,000
- Term
- 16 months
- Yield (APR)
- 15.1%
JINTEKI
Processes, freezes and dries fruits and vegetables in a modern, fully equipped organic-focused production facility
- Loan Amount
- €900,000
- Term
- 14 months
- Yield (APR)
- 14.9%
Datra Ltd
Supply, installation and maintenance of agricultural and food equipment
- Loan Amount
- €950,000
- Term
- 12 months
- Yield (APR)
- 14.6%
Investment Calculator
Future value in 6 years€8000
Start with €50
Average annual return17.6%
Earned return€460
Promotions€0
Estimated returns based on target rate of 14.6% APY. Actual returns may vary. Past performance does not guarantee future results.
Control Every Part of Your Portfolio
Tools that help you invest smarter and track performance clearly
Risk Filters
Choose by credit grade and loan term
Performance Dashboard
Track returns, late payments, and defaults
Auto-Invest Rules
Set criteria and invest hands-free
Loan Details
See borrower profiles and verified income data
Diversification Tools
Spread capital across loan types automatically
Payment Tracking
Monitor every repayment as it arrives
Secondary Market
Sell loans early if you need liquidity
Tax Reporting
Export records for easy filing
Browse the Loan Marketplace
Find borrowers that match your risk tolerance and return goals
Explore Loans
Built for Serious Investors
Platform stats that matter when you're putting capital to work
€12M+ +Secondary Market volume
Default rate across all risk grades combined
9,308+ +Secondary Market participants
Average portfolio size for active monthly investors
Get Started in Three Steps
Open an account and start funding loans in under 10 minutes
Sign Up
Create account and verify your identity
Fund Your Account
Transfer capital via bank or card
Start Investing
Pick loans manually or enable auto-invest
Investor Perks That Add Up
Benefits for active lenders who grow their portfolios over time
Early Access
See new loan listings before general release
Lower Fees
Reduced servicing costs for high-volume investors
Priority Support
Faster response times for account issues
Bonus Returns
Cashback on total invested capital annually
Join Thousands of Active Lenders
What Makes P2P Lending Different
You fund real people, not faceless institutions
Full Transparency, Every Loan
See exactly what you're investing in before committing capital
- Verified borrower credit scores and income
- Loan purpose and repayment terms upfront
- Historical default rates by risk grade
- Real-time portfolio performance and payment status
- Secondary market pricing and liquidity data
- Platform fees and servicing costs disclosed clearly
Collateral and the
Provision Fund help reduce certain risks, but do not eliminate investment risk.
Common Questions About P2P Lending
Diversified P2P investors report average annual returns significantly higher than traditional savings accounts or bonds. Actual returns depend on portfolio composition, risk tolerance, and loan selection strategy across the platform's available listings.
Spreading capital across dozens of loans reduces exposure to any single borrower default. Each loan carries its own risk grade and purpose, allowing investors to build a balanced portfolio that matches their risk appetite and financial goals.
Investors maintain full control over their capital throughout the investment lifecycle. Monthly payments from borrowers can be reinvested for compound growth or withdrawn directly, with flexibility to adjust strategy based on changing circumstances.
The platform displays comprehensive borrower profiles including credit scores, loan purpose, repayment history, and financial details before investment. This transparency lets lenders make informed decisions based on actual data rather than guesswork.
The average investor moves from account creation to first investment in days. Once loans are selected and funded, monthly returns begin flowing back as borrowers make payments, with options to reinvest immediately or hold proceeds.