121M+Total Funded
Over 2 million active users worldwide
Peer-to-peer finance without intermediaries or hidden fees
Trade Directly with Real Investors
Built for Active Traders
Real volume, real liquidity, real people behind every trade
10.6M+Interest paid
Average trade completion under 15 minutes
1.8K+Funded projects
Support for 150+ payment methods
44.2K+Registered investors
24/7 escrow protection on all trades
€2.0M +Provision Fund
Zero platform fees for your first month
Investors receiving payouts
Investors who received at least one interest payment each month.
Rated 4.5 / 5 based on 779 reviews. Showing our 4 & 5 star reviews.
How P2P Trading Actually Works
Six simple steps from browsing offers to completed transactions
Browse offers
Filter by rate, method, and limits
See live pricing from real counterparties
Select a trader
Check ratings and completion history
Compare verified traders before you commit
Lock the rate
Rate holds for 20 minutes
No slippage once you start the trade
Transfer payment
Use your preferred payment method
Assets stay in escrow until confirmed
Confirm receipt
Both parties verify the transaction
Escrow releases only after mutual confirmation
Rate your experience
Help build community trust
Your feedback shapes the marketplace
Why Traders Choose P2P
Better rates and control when you trade peer-to-peer
0% Set your own price and negotiate terms
No fees for deposits, investments or withdrawals.
28,003 +No markup fees from centralized exchanges
A growing community built around transparent investing.
€1,712 +Choose payment methods that work for you
Average amount invested by active users each month.
€139 +Trade locally with people in your region
Average interest paid to active investors each month.
Featured Trading Pairs
Popular pairs updated with live offers right now
Wholesale Electronics
Supplies consumer electronics to major retailers and telecomes like Technomarket and Magnum-D
- Loan Amount
- €600,000
- Term
- 16 months
- Yield (APR)
- 15.1%
JINTEKI
Processes, freezes and dries fruits and vegetables in a modern, fully equipped organic-focused production facility
- Loan Amount
- €900,000
- Term
- 14 months
- Yield (APR)
- 14.9%
Datra Ltd
Supply, installation and maintenance of agricultural and food equipment
- Loan Amount
- €950,000
- Term
- 12 months
- Yield (APR)
- 14.6%
Investment Calculator
Future value in 6 years€8000
Start with €50
Average annual return17.6%
Earned return€460
Promotions€0
Estimated returns based on target rate of 14.6% APY. Actual returns may vary. Past performance does not guarantee future results.
Full Control Over Every Trade
Manage risk, reputation, limits, and preferences from one dashboard
Set trade limits
Min and max per transaction
Choose counterparties
Filter by rating or history
Pause anytime
Stop accepting new offers instantly
Adjust pricing
Update your rates in real time
Review disputes
Access mediation if issues arise
Track earnings
Download full transaction history
Whitelist partners
Trade only with trusted users
Enable notifications
Get alerts for matched offers
Security You Can Verify
Built-in protections for every trade, no exceptions
€12M+ +Secondary Market volume
Escrow holds funds until both sides confirm
9,308+ +Secondary Market participants
Two-factor authentication required on all accounts
Get Started in Three Steps
From signup to first trade in under 10 minutes
Create your account
Basic verification takes just a few minutes
Add payment methods
Link bank, wallet, or mobile payment
Place your first trade
Browse offers or create your own
Earn Rewards as You Trade
Loyalty program benefits for active and reliable traders
Fee discounts
Lower fees as your volume grows
Priority matching
Get matched with top-rated traders first
Exclusive offers
Access to premium rate opportunities
Referral bonuses
Earn when friends join and trade
Join the P2P Trading Community
Built by Traders, for Traders
Learn how we're making finance more open
Clear Terms, No Surprises
Everything you need to know before trading
- Fee structure breakdown
- Escrow and dispute process
- KYC and verification requirements
- Supported countries and currencies
- Withdrawal limits and timelines
- Privacy and data protection policy
Collateral and the
Provision Fund help reduce certain risks, but do not eliminate investment risk.
Common Questions About P2P Trading
Most trades settle in under 15 minutes from initiation to final confirmation. The platform uses escrow protection to hold assets until both parties verify receipt, ensuring neither side can renege after payment transfers.
The platform supports over 150 payment methods, letting traders select options that suit their local region and personal preference. From bank transfers to digital wallets, counterparties can negotiate terms that work for both sides without forced intermediaries.
All trades benefit from 24/7 escrow protection, meaning assets remain locked until both parties confirm the transaction. Trader ratings and completion history are visible before any deal begins, allowing buyers and sellers to assess counterparty reliability upfront.
Yes—rates are held for 20 minutes once you select a trader and lock the offer. This prevents slippage during the transaction window, giving you certainty on pricing from the moment you commit until completion.
P2P trading removes the middleman markup that centralized platforms charge. You negotiate directly with other traders, meaning the spread stays between you and your counterparty rather than being absorbed by exchange fees.
After every completed trade, both parties can rate their experience and provide feedback. These ratings accumulate to form a public reputation score, helping new traders identify reliable counterparties and building accountability across the marketplace.