Professional investment insights, market trends and practical investment guides for exploring investment opportunities.
Explore investment basics, P2P lending, crowdlending and alternative investments through clear, risk-aware educational content.
Practical guides for investors researching business lending, alternative assets and long-term investment planning.
How P2P lending platforms offer higher returns in Germany — and what risks come with them
Financial freedom means covering your expenses without active work. Here's what it takes, what can go wrong, and how platforms like Maclear fit in.
Real ways to earn passive income — with effort upfront, risk included, no guarantees.
A practical guide to investing for beginners — what works, what doesn't, and how to avoid the most common mistakes.
Practical guide to investing in 2026 — what to expect, where to begin, and how to avoid common mistakes when you're starting out.
Learn the fundamentals of investing — risk, diversification, time horizon, and what beginners get wrong most often.
Learn how sustainable investing works in peer-to-peer trading platforms, what ESG criteria matter, and how to balance financial returns with environmental and social impact.
How private equity firms evaluate and invest in peer-to-peer trading platforms
P2P lending vs a savings account: higher but not-guaranteed AROI vs insured deposits, liquidity and access compared. Why P2P is not a savings product.
P2P lending vs bonds compared: AROI vs coupon and yield-to-maturity, credit and interest-rate risk, liquidity and minimums — how private debt and bonds differ.
P2P lending vs stocks compared: returns (AROI vs dividends and growth), risk, volatility, liquidity and minimums — how private debt and equities differ.
Maclear's July Boost adds +1.5% annual yield to every Primary Market investment in July, once your total reaches €27,000. New deposits and reinvestments count.
A provision fund and a buyback obligation are different P2P loss-protection mechanisms. How each works, what it covers, and why Maclear uses a Provision Fund.
AutoInvest automates investing on Maclear: set your strategy and the system funds matching projects by priority. See the rules, limits, and what it cannot do.
How Maclear's Secondary Market works in P2P lending — discounts, repayment history, liquidity data, and the strategies active investors use to get more from a P2P portfolio.
Maclear invested €10.56M across 16 projects in June 2026, drew 3,989 active investors, and returned €6.86M in principal and interest to 11,311 investors.
What is fixed-income investing? How bonds, money-market instruments and P2P lending generate regular income — with returns, risks and where each fits.
Maclear AG (Wallisellen) annual accounts 2024: balance sheet, profit and loss account, notes to the accounts, and proposal for the appropriation of retained earnings, prepared under the Swiss Code of Obligations.
AROI (Annualized Return on Investment) is how Maclear measures P2P returns. See the formula, a worked example, and how it differs from IRR, APR, and NAR.
The Maclear Provision Fund holds €2,000,000 in a segregated, Grant Thornton–audited account. Learn how 2% of every funded project protects investor interest payments.
Maclear is introducing a faster way to fund your account — the instant deposits feature. Every investor gets a personal virtual IBAN. Deposit fees remain 0%.
Maclear deployed €10.46M across 13 projects in May 2026, drawing 4,249 active investors and returning €2.74M in principal and interest to 4,144 investors.
What actually happens when a borrower defaults? A practical guide to collateral structures, recovery processes, and why active platform management — not headline yields — determines whether capital is preserved or lost.
April 2026 brought €8.65M in project funding, 2,836 active investors, and €2.92M repaid across 34 projects. See the full Maclear platform recap.
Crowdlending, also called P2P crowdlending or peer lending, is a form of lending crowdfunding where investors fund loans to businesses or individual borrowers through an online platform.
Crowdfunding is a broad term that can include donations, rewards, equity crowdfunding and crowdfunding investment models. Crowdlending focuses on lending money with expected repayment and interest terms.
There is no single best way to invest money. How to invest money, where to invest money and how to start investing depend on your objectives, time horizon, risk tolerance and financial planning needs.
P2P lending may provide scheduled interest payments, which some investors consider a form of potential passive income. However, passive income investments still carry borrower, liquidity and capital-loss risk.
Crowdlending may involve scheduled interest payments, but it should not be treated as fixed income securities or guaranteed fixed income products. Returns, payment timing and capital recovery can vary by project.
No P2P platform, peer-to-peer lending platform or crowdfunding platform is risk-free. Low risk investing still involves trade-offs, and investors should assess diversification, borrower quality and liquidity carefully.
Crowdlending, also called P2P crowdlending or peer lending, is a form of lending crowdfunding where investors fund loans to businesses or individual borrowers through an online platform.
Crowdfunding is a broad term that can include donations, rewards, equity crowdfunding and crowdfunding investment models. Crowdlending focuses on lending money with expected repayment and interest terms.
There is no single best way to invest money. How to invest money, where to invest money and how to start investing depend on your objectives, time horizon, risk tolerance and financial planning needs.
P2P lending may provide scheduled interest payments, which some investors consider a form of potential passive income. However, passive income investments still carry borrower, liquidity and capital-loss risk.
Crowdlending may involve scheduled interest payments, but it should not be treated as fixed income securities or guaranteed fixed income products. Returns, payment timing and capital recovery can vary by project.
No P2P platform, peer-to-peer lending platform or crowdfunding platform is risk-free. Low risk investing still involves trade-offs, and investors should assess diversification, borrower quality and liquidity carefully.
